ATM / Debit Cards Are Available On All Accounts Pending Credit Approval.
There May Be A 90 Day Waiting Period Prior To ATM/Debit Cards Being Issued.
Replacement ATM Cards, Debit Cards, And Pin Reminders Are $20.00
Each.
No Charge To Our Customers For Withdrawals At A City State Bank Machine.
$2.00 Charge To Non Customers For Cash Withdrawals From Our ATM Machine.
There Is A Daily Cash Withdrawal Limit Of $200.00 From Our ATM Machine.
| Money Orders & Cashiers
Checks |
$2.00 For Customers |
| Check Cashing Fee: |
$5.00 For Non Customers |
| Travelers Checks: |
$1.00 Per $100.00 Purchased |
| Cash Advances: |
$2.50 For Customers |
| Insufficient/Overdraft Fees: |
$30.00 Free Checking
$25.00 All Other Accounts |
| Returned Check/Deposit Fees (Charge Back):
|
$4.00 Per Item Charged Back to the Account |
| Stop Payment Service Charge: |
$15.00 Per Item Requested Stopped |
| Wire Transfers: |
$25.00 Per Outgoing Wire
No Fee Incoming Wire Customers |
| Statement Request (Print Out): |
$1.00 Per Page |
Early Withdrawal Fees |
$15.00 Charge Enforced If The Account Is Closed In The First
90 Days |
Early Withdrawal CD Penalties |
1 Year Or Less: One Month’s Interest
More Than 1 Year: Three Month’s Interest |
| Monthly Maintenance
Fee: |
$3.00 |
| Deposit Fee: |
$0.15 |
| ACH Credit Fee: |
$0.15 |
| ACH Debit Fees: |
$0.20 |
| Debit Fee: |
$0.20 |
| Items Deposited – On Us: |
$0.01 |
| Items Deposited – Transit: |
$0.01 |
| Items Deposited – Local & Gov't
: |
$0.01 |
| Outgoing Wire Fee: |
$25.00 |
| Refunded Check Fee: |
$4.00 |
| 91 Days |
1.75% |
1.76% |
| 182 Days |
2.00% |
2.02% |
| 1 Year |
2.25% |
2.27% |
| 18 Months |
2.25% |
2.27% |
| 2 Years |
2.50% |
2.52% |
| 30 Months |
2.50% |
2.52% |
| 3 Years |
2.70% |
2.73% |
| 4 Years (Step Up) |
2.85% |
2.88% |
(Individual Retirement Account Rates Same for Term Above)
- Rates are effective as of May 5, 2008
- Rates are subject to change at any time without notice
- Penalty for early withdrawal
- The Annual Percentage Yield assumes that interest remains on deposit until maturity and that a withdrawal of interest will reduce the earnings on the account.
|
| NOW Checking |
0.85% |
0.85% |
| Money Market |
1.00% |
1.00% |
| Passbook Savings |
1.00% |
1.00% |
- Rates are effective as of May 5, 2008
- Rates are subject to change at any time without notice
- Rates may change after the account is opened.
- Fees may reduce earnings on the account.
|
